Getting Pre-approved

Purchasing a San Antonio Texas area home for saleMost individuals will need to get some type of loan to be able to purchase a San Antonio Texas area home for sale.  There are several types of loans available depending on your income level, credit score and whether you have prior military service or not.

Getting pre-approved
through a lender or a bank is actually the best way to begin your home search as there is a lot of information we need to know about your home purchase and one of the most fundamental questions is just how much home can you afford.  The pre-approval process will give us that answer.

Some basic things you will need to gather to get pre-approved are

  • Pay stubs covering the last couple of months of employment
  • Tax returns, W-2s or 1099s for the past 2 years
  • Employment history for the past 2 years
  • Rental history for the past 2 years, (names of landlords, addresses and phone numbers)
  • Bank statements for the past 2 months.
  • Copy of Drivers license and Social Security Card
  • DD214 or VA certificate if military

Although it may seem like a lot of paperwork to gather, getting this together now will save you a lot of time later and make the process much more easier.  As your San Antonio Texas area buyer’s agent I can refer you to great lenders to get you pre-approved for a home loan if you have not found any one.

Brenda Mullen – San Antonio Texas Area Real Estate Professional

Buying a San Antonio Texas area home involves many steps and having an experienced San Antonio Texas Real Estate Agent by your side will make the transaction run a lot smoother.

I would love to be your San Antonio Texas Area Real Estate Professional! I assist both buyers and sellers in the San Antonio Texas area with either the purchase and or sale of residential Real Estate.

As an Accredited Buyer’s Agent, I have received special training to guide and educate you through the entire home buying process. From start to finish, I listen to your needs and desires in what you would like and take the information you give me to find you home.

As your San Antonio Texas listing agent I am well versed on the local San Antonio Texas area Real Estate Market. You can expect personalized service that includes a detailed consultation on how to best position your home to be competitive in today’s market with an in depth comparative market analysis, and advice on staging. I use the latest and most up-to-date marketing methods to get your home in front of as many buyers as possible.

Being your San Antonio Texas area Realtor® not only involves just finding the home or selling the home, but being your guide, negotiator, advisor and advocate and making sure that your needs and goals are met. Being your San Antonio Texas area Realtor® is one of my truest passions, and “Helping You Find Home” is my number one priority.

Brenda Mullen
Realtor®, ABR®, e-Pro
RE/MAX Access
210-807-0819 (Cell)
210-657-7500 (Office)
210-65707506 (Fax)
brenda.mullen@sbcglobal.net

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